435 Hampton Grn Peachtree City, GA 30269
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About this home
Spacious 5-Bedroom Home with Pool in the Heart of Peachtree City! Welcome to your dream home located in the highly desirable Starr's Mill School District and zoned for Braelinn Elementary! This stunning 5-bedroom home with a finished basement offers space, style, and resort-style outdoor living-all in the heart of Peachtree City, GA. Step inside to an open-concept floor plan perfect for entertaining. The kitchen features granite countertops, custom cabinetry, and a built-in beverage bar, flowing seamlessly into the living area and out to a large deck with a hot tub-ideal for relaxing after a long day. Love to host? You'll fall in love with the huge backyard oasis, complete with an inground pool, entertainment pavilion, and mature fruit trees including satsuma, fig, peach, nectarine, pomegranate, and persimmon-plus fresh blackberries along the side yard! Upstairs, you'll find four spacious bedrooms and two beautifully updated bathrooms. The finished terrace level includes a private guest suite with separate entrance, full bath, pool table room, and a built-in bar for the ultimate hangout space. Located just minutes from golf cart paths, shopping, dining, and Braelinn Golf Club, this home is perfect for those who want the Peachtree City lifestyle with top-rated Fayette County schools and room to grow. Whether you're looking for a forever home, a place to entertain, or simply more space in a prime Peachtree City location-this is the one.
Source: GAMLS #10563091
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.