4352 Canteen Trl Colorado Springs, CO 80922
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About this home
Welcome to this beautifully maintained ranch-style home nestled in the sought-after Whispering Springs Community. With 6 generously sized bedrooms and 3 full baths, this residence offers ample space for comfortable family living and entertaining. Step inside to discover a bright, open layout featuring a finished basement, central air, and a 2-car attached garage. The heart of the home is the modern kitchen, complete with stainless steel appliances, solid surface countertops, ideal for meal prep and casual gatherings. Enjoy Colorado’s beautiful seasons from the large, covered deck, thoughtfully designed with composite decking and classic wood railings. The fully landscaped yard is meticulously cared for, offering a peaceful outdoor retreat. As one of the larger homes in the Whispering Springs complex, this property is a rare find—perfect for multi-generational living or anyone needing extra space. Prime Locations: Parks Nearby • Whispering Springs Park – Right in the neighborhood, offering green space and walking trails. • Fox Run Regional Park – Stunning lake views, hiking, biking, just a short drive away. • Memorial Park – A lakeside retreat with paddle-boarding, tennis courts, and the annual Labor Day balloon festival. • Panorama Park – Recently renovated with modern playgrounds and community spaces. Shopping Centers • University Village Colorado – Outdoor mall with retail favorites and dining options. • First & Main Town Center – A sprawling shopping district with major brands, restaurants, and entertainment. • Chapel Hills Mall – Two-story retail center with an AMC theater and a wide variety of shops. Commuter Routes • Mountain Metro Transit – Over 40 bus routes serving Colorado Springs, including connections to downtown, Citadel Mall, and UCCS. • Highway 24 & Powers Boulevard – Major arteries for quick access to the city and surrounding areas. Do not miss the opportunity-schedule your showing today!
Source: PPMLS #5984532
Loan details
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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