4354 Seven Canyons Dr Kissimmee, FL 34746
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About this home
SPECTACULAR 2021-BUILT TWO-STORY HOME WITH WATER VIEW! This beautiful modern home offers the perfect blend of contemporary design and serene lakefront living in a desirable Kissimmee community. This well-designed home features an open-concept floor plan that maximizes both space and the breathtaking water views. The heart of the home showcases a gourmet kitchen with elegant quartz countertops, rich dark wood cabinetry, and modern stainless steel appliances including a convenient breakfast bar perfect for casual dining and entertaining. The first floor boasts beautiful ceramic tile flooring throughout, creating a seamless flow from the spacious living areas to the dining space. Large windows and sliding glass doors flood the interior with natural light while framing the spectacular lake views that can be enjoyed from the owners suite in the first floor. The screened-in lanai is a true highlight, offering the perfect outdoor living space to relax and entertain while taking in the panoramic water views. String lights create a magical ambiance for evening gatherings, while the screened enclosure provides year-round comfort from Florida's elements. The two-story layout provides excellent separation of living spaces offering 2 Bedrooms and a loft in the second floor. The home's modern design includes contemporary light fixtures, ceiling fans, and an efficient open floor plan that's perfect for today's lifestyle. Located in a vibrant community that offers resort-style amenities including a clubhouse, sparkling community pool, and playground - perfect for families or those who enjoy an active lifestyle. The prime lakefront location provides tranquil water views and a sense of peaceful retreat while remaining conveniently located in Kissimmee. This nearly-new home combines modern luxury with stunning natural beauty, offering move-in ready comfort in one of the area's most sought-after locations!
Source: STELLAR #S5133000
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.