436 Old Colony Rd Seguin, TX 78155
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About this home
Welcome to your own private and peaceful 11-acre country haven, where the charm of rural living meets wide-open possibilities. With paved roads leading to the property and no restrictions, this beautiful piece of land offers the freedom to live the lifestyle you've always dreamed of-whether that's raising livestock, expanding your homestead, or simply searching for a peaceful place to retire. The 1,120 sq ft home features 3 bedrooms and 2 bathrooms, creating a cozy space to settle in and make your own. Out front, the land is level and cleared, offering plenty of room to roam, build additional structures, start a garden, or let the kids and animals play. Toward the back, you'll find mature oak trees that provide shade, natural beauty, and a peaceful sense of seclusion with the potential for your very own pond. The property is mostly fenced and thoughtfully set up for country living, with a gated entrance, two RV hookups, perfect for guests, and travel setups. For animal lovers and hobby farmers, the 1,728 sq ft barn is ready to go, complete with four 12x12 stalls with windows, two storage/tack rooms, and water and electricity already in place. Whether you're looking to create a homestead, keep horses, or simply enjoy a quiet life under the big Texas sky, this unrestricted 11-acre retreat offers the space, privacy, and potential to make it all happen. The sky truly is the limit out here! Don't hesitate, schedule your showing today!
Source: SABOR #1919819
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.