$499,900

436 Orange Cosmos Blvd Davenport, FL 33837

$3,491/mo at 6.5%
Unlock a lower rate & save over $100K.

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About this home

Infused with the spirit of endless summer, 436 Orange Cosmo captures the essence of resort living with its bold, sun-drenched hue. Reminiscent of tropical blooms and golden-hour cocktails, this vibrant shade brings energy and warmth to any vacation-inspired space. Whether it's accenting a beachfront villa, livening up a poolside cabana, or highlighting outdoor lounge areas, Orange Cosmo invites relaxation, joy, and the carefree elegance of a perfect getaway. Assumable VA mortgage!! Close to Disney attractions! Spacious and Beautiful 6-bedroom, 5.5-bath home located in the Watersong community. Built in 2014, it has over 3,500 square feet of living space, sitting on a 0.18-acre lot. The property features a private screened-in pool, a two-car garage, and various modern amenities, including central heating and cooling, ceramic tile flooring, and walk-in closets. Watersong Resort is a serene, guard-gated community located in Davenport, Florida, offering a tranquil retreat just minutes from Central Florida’s world-renowned attractions. Ideal for vacation homeowners, investors, and families seeking a blend of privacy and convenience, Watersong combines Mediterranean-style villas with resort-style amenities and natural surroundings. Watersong Resort features 220 luxury villas, ranging from 3 to 7 bedrooms, many with private pools and covered lanais. Homes are situated on oversized lots, often backing onto conservation areas, lakes, or woodlands, ensuring privacy and a peaceful atmosphere . The community is zoned for short-term rentals, making it an attractive option for vacation home investors. 24 Hour Gated Guard. Clubhouse amenities include zero entry pool, pool tables, fitness center, beach volleyball, playground, foosse-ball, lawn Maintenace, cable and much more. You can live here or use it as an Investment Vacation Home! Tile throughout the downstairs. Large formal living and dining room. Gourmet Kitchen with granite counter, lots of cabinets and space for cooking or entertaining that opens into a large great room and large eat in space in the kitchen that overlooks the pool. Large Pool with no rear neighbors, oversized screened in back lani. Exterior of the house was just painted along with the power washing of the roof. The back by the pool was also repainted and the AC Units were all replaced. Just bring your personal items. Seller is willing to leave some items in the home and give a carpet allowance.

6 bedroom
5.5 bathroom
3,579 sqft
8,031.0 sqft
Single Family
Built in 2014
2 car garage
Air conditioning
Private & shared pool

Source: STELLAR #G5087211


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FAQs

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

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Last updated: Nov 04, 2025 07:49 am
Listing agent: Monique McGuire (352) 348-5191
Listing provided courtesy of: MONIQUE MCGUIRE REALTY INC (352) 348-5191
Details provided by STELLAR and may not match the public record.
MLS ID: #G5087211
Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2025 MLS GRID. All Rights Reserved.
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