4360 S Atom Mesa, AZ 85212
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About this home
Step inside to discover this beautifully designed home with high ceilings, backyard retreat, custom accent walls, and a layout that offers both flexibility and comfort. This spacious home at almost 3,000 sq ft features 4 bedrooms + a den, AND a bonus teen room, giving you plenty of space for work, relaxation, and everyday living. The great room is the heart of the home, featuring a warm wood-accent wall and expansive sliding glass doors that open to the backyard, creating a seamless blend between indoor comfort and outdoor enjoyment. Designed with entertaining in mind, the main living area includes Dolby Atmos surround sound for immersive movie nights, while built-in speakers extend the experience outdoors for gatherings by the pool. Outside is a private outdoor oasis, where a sparkling pool with a tranquil waterfall sets the tone for relaxation. The space is finished with travertine tile, pavers, turf, and a spacious covered patio perfect for dining or enjoying Arizona evenings. Tinted sliding doors and windows help keep the home cool and comfortable year-round, too. The open-concept kitchen is a true highlight with granite countertops, custom cabinetry with crown molding, double wall ovens, a gas cooktop, recessed lighting, and a large island with bar seating. Enjoy your cozy front porch, perfect for your morning coffee and a three-car tandem garage equipped with a 220V electric vehicle charger, combining curb appeal with convenience and function. The primary suite is a peaceful retreat with plush carpet, dual vanities, a walk-in shower, an oversized soaking tub, and a spacious walk-in closet. Located across the street from greenbelt and a park with frisbee golf, this home also provides access to Eastmark's exceptional amenities including a recreation center, pools, fitness facility, skate park, and more. Come experience the best of Eastmark living!
Source: ARMLS #6870137
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.