437 Morgan Ln Dawsonville, GA 30534
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About this home
Step onto the charming rocking chair front porch and into a beautifully Master on the main floor layout filled with natural light and thoughtful details. The family room features soaring ceilings, a stacked-stone fireplace, and hardwood floors—perfect for cozy nights or entertaining. The kitchen is highlighted by breakfast room area and opens to a private screened porch. Enjoy morning coffee in the screened porch or fire up the grill on the open deck off the family room—both designed for effortless entertaining. A separate dining room is ideal for holidays and celebrations, while the laundry/mudroom offers easy access on main floor. The main-level owner’s suite is a true retreat with double-tray ceilings, spacious bath with soaking tub, separate shower, dual vanities, and a large closet. Two additional bedrooms & full bath on located the second level. The BONUS room can easily used for 4th bedroom or home office. Upstairs, also features a loft area with endless possibilities.The unfinished basement, already stubbed for a bath, offers endless potential. Outdoors, enjoy a large backyard plus nearby swim/tennis amenities that make every day feel like vacation. Located minutes from GA 400 and the vibrant town of Dahlonega—home to wineries, UNG, boutique shopping, and acclaimed dining—this home offers the perfect mix of relaxation and convenience.Don’t wait—schedule your showing today and step into the lifestyle you’ve been dreaming of!
Source: FMLS #7653479
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.