4372 Crewsville Rd Bumpass, VA 23024
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About this home
This well-maintained property offers the perfect blend of comfort, function, and outdoor enjoyment. Recent upgrades include fresh paint throughout all common areas, painted and stained porches, a brand-new washer and dryer, and a new HVAC system installed in 2024—providing peace of mind for years to come. The interior features a light-filled layout with an easy flow between the living, dining, and kitchen spaces. Durable flooring, neutral tones, and clean lines make it easy to move right in and add your own style. The kitchen offers ample cabinetry and countertop space, with a practical setup that opens up to the backyard—making everyday routines or entertaining outdoors a breeze. Step outside to take in all the space and freedom this property has to offer. A fully fenced acre includes two cattle gates and three separate access points, giving you flexibility for animals, equipment, or future plans. Enjoy evenings around the fire pit or dining beneath the custom pergola. Whether you’re relaxing on the front porch or watching the sunset from the back deck, there’s no shortage of spots to soak in the surroundings. A separate ~2-acre parcel offers even more opportunity to expand or simply enjoy the extra space. The oversized garage (1,200+ sq ft) is a dream for anyone needing workshop space, additional storage, or room for recreational vehicles. Trash service is already established and Firefly internet is available, giving you the convenience of modern utilities in a peaceful rural setting.
Source: CENTRALVIRGINIA #2515670
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.