43760 W Magnolia Rd Maricopa, AZ 85138
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About this home
**ASSUMABLE LOAN at 3.25% for $325,000 MEANS COST SAVINGS** Exterior just repainted August 2025! We also have a CLEAN PRE-LISTING INSPECTION means worry-free living in this Fully Renovated DR Horton 4-bedroom plus den, 3-bath home is move-in ready — and wait until you see the backyard oasis that comes with it. This home is a true standout in the Senita neighborhood with nearly $90,000 plus in recent upgrades. The living room flows into a completely remodeled kitchen — redesigned in 2024 with a butcher block island, granite countertops and new cabinets too! Downstairs there is a bedroom and full bath, making it perfect for guests or a separate work area. Upstairs, the loft space adds even more versatility — a great spot for a second living room, kids' zone, or a creative workspace. The primary bath got a $12,000 makeover alone upgraded vanities, custom shelving, new lighting, and a gorgeous tiled walk-in shower. And yes even the guest bathroom was updated with stylish new finishes. New flooring with trim cost $10,000. New kitchen appliances cost $4,000. There's a whole house water filtration and softener system with water line connected to the fridge that cost $4,000. New washer, ceiling fans and more updated touches in this home. Moreover, this stunning backyard oasis is spacious and nearly maintenance free. There's new trees and desertscape added since sellers bought the property and garden beds too! Minutes from Harrah's Ak-Chin Casino and Copper Sky Recreation Complex pools, courts, trails, and outdoor fun for everyone. And if you're into live music and dancing, Duke's Roadhouse is your new go-to Honky tonk up the street. This Maricopa gem is ready for its next chapter.
Source: ARMLS #6894587
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.