4377 Martinson Dr Loveland, CO 80537
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About this home
PRICE WILL DROP $500 PER DAY UNTIL AN OFFER IS ACCEPTED! SELLER IS MOTIVATED! All of the benefits of a new home without the extra expenses for appliances, window treatments and landscaping! Welcome to 4377 Martinson Dr, where you can settle in without worrying about making updates or changes. Boasting modern finishes and high ceilings throughout, everything you need is on the main floor. The gourmet kitchen is fully loaded with a beautiful island with space for seating, granite countertops, and stainless steel appliances. The open concept the everyone wants allows you to entertain and gather in a cozy, central location. The primary bedroom retreat is spacious and includes a well appointed bathroom and walk in closet. The backyard has been tastefully landscaped with multiple fruit trees, bound to bring joy with spring flowers and fruit to harvest in the fall. Finally, a full unfinished basement is waiting for your vision to complete and enjoy another 1300 sqft of living space. Located in the Enclave at Marianna Butte, you have trail access to Boedecker Lake and Natural Area right out of your front door, not to mention Marianna Butte Natural Area and Golf course right across the street! With close proximity to shopping amenities, you can have a true Colorado lifestyle without losing the convenience of living in town.
Source: RECO #IR1043462
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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