43899 Siren Song Ter Leesburg, VA 20176
Your savings
About this home
Welcome to Cadence at Lansdowne, an active adult 55+ community where comfort meets low-maintenance living. This stunning End Unit Beaumont model by Brookfield Homes is just one year old and offers the perfect blend of style and functionality. With 3 bedrooms, 3.5 baths, and a spacious 2-car garage, it’s designed to fit your lifestyle. Step inside through the charming side entry to find a convenient powder room, laundry area, and access to the garage. The heart of the home opens to a bright and inviting layout—ideal for both everyday living and entertaining. The kitchen boasts abundant cabinetry, generous counter space, and a pantry, flowing seamlessly into the dining area and great room. A main-level bedroom suite adds flexibility and ease, featuring dual walk-in closets and a private bath with a standalone shower. Upstairs, you’ll discover a versatile loft/game room, a front bedroom with a walk-in closet and hall bath, plus a finished flex room perfect as a den or home office. The rear of the home showcases another spacious suite with a sitting area, walk-in closet, and private bath—an ideal retreat for owners or overnight guests. Outside, enjoy your private fenced yard with patio—perfect for relaxing, gardening, or entertaining. Residents of Cadence at Lansdowne enjoy a vibrant community atmosphere, and nearby Ida Lee Recreation Center offers even more with indoor/outdoor pools, tennis, pickleball, basketball, and a full fitness center—all at a fraction of the cost of some HOA fees (just $1,070 per year for two adults). This home is the total package: modern, low-maintenance, and ready for you to enjoy the next chapter!
Source: BRIGHT #VALO2106710
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.