439 Sea Grit Ct Greer, SC 29650
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About this home
Welcome to Brushy Creek Townes in the highly desirable Riverside School District! This beautifully maintained END UNIT Maywood plan combines comfort, convenience, and modern design. Just minutes from Downtown Greer, shopping, dining, and GSP Airport. Enjoy an open-concept main level filled with natural light. The kitchen features granite countertops, stainless-steel Whirlpool appliances, and a refrigerator that conveys, plus a walk-in pantry for extra storage. The spacious dining and living areas flow seamlessly together, ideal for entertaining or relaxing. Upstairs, discover three bedrooms including a generous Primary Retreat with vaulted ceilings, walk-in closet, and private bath with dual vanities, linen closet, and a 5' shower with glass door. Two secondary bedrooms, a full hall bath, and laundry room complete the second floor. Additional highlights include a private one-car garage, paved driveway, and low-maintenance exterior maintained by the HOA. Located minutes from award-winning schools, parks, and downtown Greer, this move-in-ready townhome offers exceptional value and convenience. All kitchen appliances, including refrigerator, convey. Washer and dryer do not convey.
Source: GREENVILLESC #1573831
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.