43927 Fallon Dr Lancaster, CA 93535
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About this home
Step into this beautifully updated home, where elegance meets comfort in a thoughtfully designed space. As you enter, you’re greeted by soaring ceilings and a graceful staircase that sets the tone for the home’s warm sophistication. To your right is an expansive room — ideal for entertaining friends, creating family memories, or simply relaxing in the room’s natural light. The heart of the home features a fully remodeled kitchen, showcasing sleek finishes, premium appliances, and generous storage for effortless organization. The kitchen flows seamlessly into the open dining area, a perfect setting for family dinners or hosting gatherings. Ascend the carpeted staircase to discover three inviting bedrooms, each with ample closet storage and room to unwind. The master bedroom has beautifully upgraded bathroom flooring, adding a feel of brand-new luxury. A fourth functional room with a closet provides the ideal location for a home office, guest room, or art studio — tailored to your family's requirements. Head outside to the spacious backyard oasis, where comfort and tranquility meet. To the left, unwind in the private jacuzzi, then enjoy the lush green yard — a perfect retreat for children to play or pets to roam freely. Complete with a Tesla charger installation, upgraded flooring, and thoughtful modern touches throughout, this home perfectly blends luxury, comfort, and functionality — a true sanctuary ready to be enjoyed for years to come.
Source: CRMLS #WS25239015
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.