44 Big Sky Dr Hamilton, GA 31811
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About this home
Welcome to 44 Big Sky Dr, a charming single-family home located in Hamilton, GA. This beautiful property was built in 2001 and offers a spacious living area of 2,945 square feet. Situated on a large lot spanning 3.41 acres, this home provides plenty of space for outdoor activities and relaxation. The interior of the home features four bedrooms and four bathrooms, providing ample space for a growing family or guests. The open floor plan and high ceilings create a bright and welcoming atmosphere throughout the home. The kitchen is equipped with modern appliances and plenty of cabinet space, making meal preparation a breeze. Outside includes wired storage/workshop to boot. Award winning Harris County School district. The master bedroom boasts a large walk-in closet and an en-suite bathroom with a luxurious soaking tub and separate shower. Three additional bedrooms offer plenty of space for a home office, gym, or playroom. Each bathroom is beautifully appointed with modern fixtures and finishes. Outside, the expansive lot offers endless possibilities for outdoor entertainment and enjoyment. The property is surrounded by lush greenery, and mature fruit trees providing a peaceful and private setting. Enjoy evenings on the back patio, hosting barbecues, or simply relaxing in the fresh air. Located in Hamilton, GA, this home offers a quiet and serene atmosphere while still being conveniently located near shopping, dining, and entertainment options. With easy access to major highways, commuting to nearby cities is a breeze. Don't miss your opportunity to own this stunning property at 44 Big Sky Dr. Whether you're looking for a peaceful retreat or a spacious family home, this property has it all. Schedule a showing today and experience all that this home has to offer.
Source: GAMLS #10536292
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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