44 Marvin Crowe Dr SW Rome, GA 30161
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About this home
Owner/Agent selling a totally remodeled beautiful 2 bedroom 2 bath home sitting on 2.90 private acres! Only 5 minutes from downtown Rome! Walking distance to the Darlington School. Enjoy walking out on your second story deck overlooking the back yard and wooded acreage. This house has been gutted and rebuilt. All new GE refrigerator, stove, microwave and dishwasher! All new quartz counter tops! All new kitchen cabinets! All new light fixtures! All new ceiling fans! Brand new 2.5 ton Goodman HVAC system with new duct work! New hot water heater! Completely new bathrooms which include new sinks, toilets, vanities, faucets, shower/tub combos! All new doors! New LVP flooring throughout the entire house! Every wall inside and out newly painted! New gutters! New deck on the front AND back of the house! Huge amount of room to park as many cars as you want! The back yard has had all overgrown vegetation removed and its cleared and ready to play on! Washer and dryer hookups are located in the basement with a large laundry room along with a full bathroom! The basement is totally finished and could be used for multiple things like a workshop, exercise, crafts, extra den, etc... Don't let this deal get away! Its hard to find homes this nice in this price range! We are ready to sell and move on to the next remodel, all offers welcome! We just put this back on the market after last contract couldn't get to the finish line. Since then we have added a brand new septic system and field lines! Permitted and installed by Clay Septic!
Source: FMLS #7468612
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.