44 Normandy Dr Lake Saint Louis, MO 63367
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About this home
Welcome to 44 Normandy Drive — a rare opportunity to own a beautiful two-story home on a highly desirable corner lot, ideally situated directly across the street from Lake Sainte Louise. With exceptional curb appeal, partial lake views, and access to world-class amenities, this home delivers the full Lake St. Louis lifestyle you've been dreaming of. Sitting proudly on a spacious lot with mature landscaping and a 3-car side-entry garage, this home makes an unforgettable first impression. Step inside to discover over 2,400 sq. ft. of living space designed for both daily comfort and entertaining. The main level includes a formal dining room, dedicated office/flex space, and a large family room with built-in shelving and a cozy fireplace — all leading to a back patio, ideal for outdoor dining or relaxing evenings. The bright and functional kitchen features a center island, breakfast bar, planning desk, and a casual dining area with plenty of natural light. Upstairs, you’ll find a spacious primary suite, a walk-in closet, and a full en suite bath featuring dual vanities, a soaking tub, and separate shower. Three additional bedrooms and a full hall bath provide plenty of room for family or guests. The unfinished basement offers endless potential — whether you're looking to add a recreation room, home gym, or simply need extra storage. One of the garage bays is perfect for a workshop, hobby space, or seasonal storage. As a resident of Lake St. Louis, you’ll enjoy full access to the Lake St. Louis Community Association, which includes boating, beaches, marina, tennis courts, golf course, swimming pool, clubhouse, and a full calendar of social events. This home has Excellent Curb Appeal and Prime Location. Whether you’re relaxing on your front lawn enjoying the lake view, entertaining in the spacious corner lot, or taking full advantage of the community’s private amenities, 44 Normandy Drive is more than a home — it’s a lifestyle. Please ask your agent for a list of the full updates!
Source: MARIS #25070302
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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