44 Peachtree Pl Unit 1225 Atlanta, GA 30309
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About this home
You must see this gorgeous, FURNISHED 12th floor condo at popular Plaza Midtown. This unit is the large one bedroom plan and offers an office nook in addition to great living and storage space. Floor to ceiling windows and sliding glass doors in the living room and bedroom bring in City views and great natural light. Situated in the middle of all that Midtown Atlanta has to offer, this location can't be beat. Some of the hottest restaurants, night spots, shopping and Marta are just outside of the main door of this condo. In addition you can take the elevator directly to the Midtown Publix located on the ground floor of the building. How convenient is that? Features of this beautiful unit include hardwood floors, floor to ceiling windows w/ curtains/shades from the Shade store, open kitchen w/ new stainless steel appliances, granite countertops & breakfast bar, double sliding glass doors to an extra large covered patio w/ west facing views, fresh paint & updated light fixtures throughout, new Nest thermostat, built-in office nook w/ shelves & designer wall paper, ceramic tile bath w/ garden tub, new faucet & toilet, new washer/dryer, mirrored closet doors, assigned garage parking and more. Amenities of Plaza Midtown include resort like pool & grounds, newly furnished club room, gym w/ Pelotons, covered dog walk area/dog wash station, bike storage, fire pit & grill areas & concierge. Schedule an appointment to tour this beautiful unit today! All furnishings remain except the artwork.
Source: GAMLS #10606770
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.