440 Gentle Wind Ct Freeport, FL 32439
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About this home
Welcome to 440 Gentle Wind Court--an exceptional 2,641 sq. ft. home custom built by Windswept Dream Homes, offering timeless craftsmanship and modern comfort. Situated on a beautifully landscaped .64-acre lot in the gated Windswept Estates, this residence combines high-quality construction, stylish finishes, and expansive outdoor space for a truly elevated living experience. Open-concept layout with 3 spacious bedrooms, 2 baths, formal dining, and a bonus room/home theater (285 sq. ft.)--perfect for movie nights, office, or a fourth bedroom. Brand new luxury vinyl plank flooring throughout main living areas--stylish, durable, and low-maintenance. Chef's kitchen with custom cabinetry, stainless-steel appliances, and a massive quartz island that's built for entertaining. New stainless-steel refrigerator and microwave (2025)sleek, efficient, and ready for your next dinner party. Spa-inspired primary suite with an oversized tiled shower and a huge walk-in closet that feels like a boutique. Engineered with premium materials for peace of mind: 5/8" rebar foundation, 3000 psi concrete, 2x6 exterior walls, Hurricane straps, hangers, and all-thread reinforcements. Oversized 2-car garage plus attic storage for all your gear, hobbies, and holiday d??cor. Outside, you will find a Jacuzzi spa for ultimate relaxationyour personal retreat after a long day. Complete sprinkler system with a new pump (2025)keeping your lawn lush and green with zero hassle. Expansive backyard with endless potential: garden, pool, outdoor kitchenyou name it. Just 5 miles to the new Publix shopping center in Freeport. Only 35 minutes to Blue Mountain Beach and Scenic Highway 30A. This move-in-ready home offers a rare opportunity to enjoy high-quality construction, modern comfort, and a peaceful settingall within reach of the Emerald Coast.
Source: EMERALDCOAST #988799
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.