4401 Hardeman St Fort Worth, TX 76119
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About this home
Nestled on a coveted CORNER LOT, this charming home is ready and waiting for its next chapter—YOURS! The welcoming living room is just begging for your personal touch whether it’s movie nights, game days or curling up with a good book and cozy blanket. The heart of the home? An adorable kitchen that’s equally inviting. With ample STORAGE to banish clutter, plenty of COUNTER SPACE for your favorite gadgets and BAR SEATING that’s perfect for morning coffee or happy hour snacks! The SPACIOUS BEDROOMS promise sweet dreams and offer room to arrange and decorate exactly how you’ve always dreamed. The LARGE YARD is a blank slate for your outdoor vision. Maybe a lush garden, a play space or even a furry four-legged friend or two? And with EASY ACCESS to MAJOR HIGHWAYS, you’re never far from all the ADVENTURES, DINING and FUN the FORT WORTH AREA has to offer. This home is full of possibility. Come see it, imagine it and MAKE IT YOUR OWN!
Source: NTREIS #21026892
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.