4401 Lindberg Ln Lago Vista, TX 78645
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About this home
Wood floors that don’t quit, windows that flood the home with natural light, and a tray-ceiling living room anchored by a gas fireplace that commands attention — this Lago Vista home was built to bring the WOW! The open floor plan stretches out with a living area big enough for game nights, a dining room that begs for dinner parties, and a kitchen that owns the spotlight with granite counters, dazzling pendant lighting, oversized center island, and custom cabinets galore. Four bedrooms deliver flexibility for everyone — family, guests, or that home office you’ve been dreaming about — while a half bath off the living room keeps entertaining easy. The primary suite earns its retreat status with direct back-patio access and an ensuite bath that offers dual granite vanities, a garden tub, a huge modern walk-in shower, and a walk-in closet with plenty of room to keep things organized. Extras include an added front parking pad for guests, landscaped yards, and wall shelving that brings function with flair. Out front, the stone exterior and custom wood door set the tone, and out back, the extended patio is plumbed for a gas grill — translation: it’s ready for true Texas BBQs, long summer nights, and Hill Country sunsets! Location adds another layer of appeal — this home sits just 5 minutes from the shores of Lake Travis and the nearest boat ramp, making lake days effortless. Lago Vista living means perks upon perks, with access to 9 private Lake Travis waterfront parks, 4 boat ramps, 5 playgrounds, 6 pavilions, private campgrounds, 2 gyms, a fishing well, tennis, pickleball, sand volleyball, basketball courts, a marina, and hiking paths. Some amenities are optional add-ons, but the lake-life vibe is always included. Bold, flexible, and built for the way you actually live, this one delivers big lake-life energy!
Source: ACTRIS #8697540
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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