4402 Baskerville Dr Garland, TX 75043
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About this home
Beautiful and spacious home in Shores of Wellington. Four bedroom, two baths, plus study or office. Formal dining is being used as game room for children. Kitchen has white cabinets and granite countertops and breakfast bar. Floor plan is open from kitchen to family room. Fireplace in Family room. Back door opens to patio with lights and speaker for entertainment and relaxation. Back yard is pie shape making it large enough for pool and play. Fenced backyard for privacy. Kitchen has SS appliances, large pantry. Community has pool and play area. Wood floors in all area except carpet in bedrooms and ceramic tile in baths. All bedroom have walk in closets. Recently replaced Hot Water Heater, HVAC and roof. Community Pool and Playground plus picnic area. So much to list, so come see it for yourself and make this spacious home yours.
Source: NTREIS #21042534
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.