4403 River Brook Dr San Antonio, TX 78244
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About this home
Discover the perfect blend of contemporary design and serene living in this extensively renovated home, nestled at the end of a quiet cul-de-sac on nearly half an acre. With greenbelt space on two sides, you'll enjoy unmatched privacy and peaceful views-all just minutes from suburban conveniences. The Hill Country-style stone facade and inviting front porch set the stage for a relaxed, modern lifestyle. Step inside to find stylish finishes that break free from the traditional browns and beiges-this is a space designed to impress and ready for your social media feed. Home chefs will love the large, white kitchen with granite counters that stretch for days-ideal for hosting your biggest holiday meals. A single-basin sink under a window provides a view of the backyard, while the connected breakfast nook and dining room offer flexibility for everyday life or special gatherings. The living room's wood-burning fireplace adds warmth and charm for cozy winter nights. Easy-care luxury vinyl plank floors run throughout the main level and upstairs hallway, with durable wood stairs adding character and longevity. All four generously sized bedrooms are located upstairs, each with soft carpet and ceiling fans for comfort. The spacious primary suite is a true retreat, featuring a large walk-in closet and a modern bath with double vanities, a dual-head walk-in shower with bench, and a private water closet. Storage abounds with a roomy pantry/laundry combo, under-stair closet, and a 10 x12 shed with loft in the backyard. Outside, your dream backyard awaits-fully fenced and ready for pets, play, or entertaining. Relax around the 6' firepit slab, envision your future pergola or above-ground pool on the 12' round patio pad, and enjoy the freedom to garden, host, or simply unwind in the spacious .47 acre lot. This home brings the peace of mind that comes with thoughtful, recent updates since 2022: 5-ton air handler, water softener, roof with level 4 impact resistant shingles for insurance savings, gutters, garage door opener, and solar panels for energy savings. Safety improvements include updated smoke detectors, a water pressure regulator, water heater brought up-to-code, and unmonitored glass break sensors. Located in a gated community for added security. An assumable VA loan with a 4.625% interest rate may be available for qualified buyers-offering a rare opportunity to lock in affordability. Come experience a home where pride of ownership shines, inside and out. This one is truly move-in ready and packed with value.
Source: SABOR #1884903
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.