4404 Windflower Way Bowie, MD 20720
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About this home
As-is. but this is an Amazing property!!! This luxury 3-level townhouse has 3-bedrooms, 2 full baths and 2 half baths. Property is well-maintained and shows like a model. The home features bump outs on all 3 levels which creates a spacious and bright floorplan. The sunny open floor plan is anchored by the gorgeous kitchen. From the kitchen, you can access the oversized sunroom perfect for relaxing and entertaining for family and friends! The main level has wood floors throughout, a beautiful eat-in kitchen with stainless stain appliances, granite countertops and both formal and informal dining room spaces. There is a spacious family room with a half bath, and a sunroom. On the upper level, you will find the primary bedroom suite with a spa bathroom and huge walk in closets. There are two additional bedrooms that share a full hall bathroom. On the lower level, enjoy a spacious rec room with half bathroom perfect for a family room, office, extra bedroom, potential future rental opportunity! There is a gas fireplace, laundry room, and rear walk out exit to the private back yard! There is ample street parking. In addition, there is a garage and driveway for the home. Minutes to 50, I-495, public transportation and shopping. Located within a 20-minute commute to Andrews AFB, and 10 minutes to Washington DC, minutes to shopping and dining. This home is a must-see and will not last. More square footage than some homes at this price. Make an appointment and see for yourself.
Source: BRIGHT #MDPG2166844
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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