4405 Honeybrook Cir Tampa, FL 33624
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About this home
Welcome to 4405 Honeybrook Cir, Tampa, FL 33624 — a stunning Southern-style home perfectly situated on a quiet cul-de-sac in the highly desirable Northdale golf community. This beautifully appointed 4-bedroom, 2.5-bathroom home with an office/bonus room offers 2,877 square feet of elegant living space designed for comfort, style, and function. Step through the front door into a foyer that flows seamlessly into spacious living room, dining room and family room, each illuminated by elegant chandeliers and large windows that fill the home with natural light. The living room features French doors, while the family room offers a cozy fireplace and dual sliding doors that open to a screened Florida room — perfect for relaxing or entertaining year-round. The first-floor includes and office with built-in shelving and French doors, offering an ideal work-from-home space. A completely updated half bathroom adds convenience for guests. The heart of the home is the fully updated kitchen, featuring stainless steel appliances, Quartz countertops, a farmhouse sink, marble backsplash, kitchen island with pasta machine, and electric range with oven, microwave, and air fryer. A laundry room off the kitchen includes a sink, washer, and dryer, providing both practicality and style. The second floor features a retreat to the giant master suite, complete with double walk-in closets and an expansive ensuite bathroom featuring a shower room, soaking tub, and double sinks—your own private spa retreat. Second floor also includes three large bedrooms and additional closet. Additional highlights include new tile flooring throughout, a 2-car garage with Tesla electric charger, and optional HOA access to the Northdale Golf & Tennis Club for those seeking resort-style amenities. Located in one of Tampa’s most sought-after golf course communities, this home offers timeless charm, modern updates, and a lifestyle that’s second to none. Schedule your private tour today and experience 4405 Honeybrook Circle for yourself!
Source: STELLAR #TB8438070
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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