4405 Natahala Dr Clinton, MD 20735
Your savings
About this home
Nice Price Improvement! Welcome to this well-maintained 4 bed/3.5 bath brick front colonial in quietly tucked away Clinton View. This home offers the perfect space to live and thrive, as it is close to the beautiful Cosca Regional Park, extensive shopping options, major hotspots, great dining experiences, accessible transportation, and close proximity to all major thoroughfares to include the National Harbor, Historical Old Town Alexandria and Downtown DC. At almost 3700 sqft, there is plenty of room for everyone to spread out. The main floor offers an open floor plan, which is perfect for entertaining or enjoying intimate quiet moments around the wood-burning fireplace. There are easy to maintain hardwoods and LVT flooring throughout, an abundance of natural light, high ceilings, a large separate living and dining room, an eat-in-kitchen w/island, 42-inch cabinets, and a half bath for guests. The 2-car garage offers easy access for grocery transport and convenience on cold winter nights. The upper level features a huge primary bedroom w/an en-suite that includes a jacuzzi tub and separate shower, double vanities, secondary access to an adjoining bedroom with double closets, an enormous walk-in closet, as well as 2 additional spacious bedrooms, and a full hallway bath. The lower level features an open family room, a bonus room, a full bathroom, a washer/dryer, backyard access, and several areas for holiday and seasonal storage. The home comes with low maintenance curb appeal, a large fenced-in manicured backyard, and a large deck that is perfect for outdoor activities, entertaining, and plenty of fun year-round! This entire home is a perfect blend of spaciousness and cozy comfort. Book your appointment today, so you can move-in right on time to host your next BBQ!
Source: BRIGHT #MDPG2160854
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.