4409 Connery Ct Palm Harbor, FL 34685
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About this home
Welcome to this beautifully updated 3-bedroom, 2-bath end-unit villa with a 1-car garage, perfectly positioned at the edge of the Brooker Creek Nature Preserve. Enjoy a private, peaceful setting where deer, egrets, and other wildlife are frequent visitors — a true nature lover’s retreat. Inside, soaring high ceilings and skylights fill the home with natural light. The spacious, updated kitchen is a showpiece, featuring 42-inch cabinets, stunning granite countertops, a large island, eat in space and a built-in coffee station — all open to the great room for easy entertaining. The primary suite offers sliding glass doors to the enclosed lanai, a walk-in closet, and an updated en-suite bath with dual sinks, a garden tub, and a separate walk-in shower. The split-bedroom plan provides privacy, with the second bedroom at the front of the home and the third bedroom centrally located. The second bath has also been beautifully updated. Additional features include inside laundry with a newer washer and dryer and a new HVAC system (2023) for comfort and efficiency. Step out to the enclosed, air-conditioned lanai and take in tranquil views of the conservation area — a perfect year-round space for morning coffee or evening relaxation. Located just a few doors down from the heated community pool and guest parking, this villa offers convenience and low-maintenance living. The monthly fee covers the community pool, grounds maintenance, exterior insurance and maintenance (including roof), trash, internet, and cable. Tucked near the end of a quiet dead-end street, yet just minutes from shopping, restaurants, medical facilities, airports, parks, and award-winning beaches — this villa combines serenity with accessibility.
Source: STELLAR #TB8436356
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.