441 Rivermont Dr Clarksville, TN 37043
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About this home
Nashville Chic in the Heart of Clarksville! On 1.6 acres backing up to the Red River, this home offers the rare feeling of retreat while still being in the heart of Clarksville. Picture yourself starting the day with a cup of coffee as the sunrise stretches across the backyard, casting light over the pool and waterfall fountain. As the day winds down, golden hour glows across the property before the sun sets in a show of warm Tennessee color—turning every morning and evening into a moment worth savoring. Inside, the home is just as impressive. A massive living room provides space for multiple uses—an inviting lounge, a dining area, and even a home office. The brick-inlaid, turret-style spiral staircase is a centerpiece feature, leading to the finished basement with a tornado shelter and oversized two-car garage. The kitchen is both functional and beautiful, with custom cabinetry, upgraded granite countertops, and a huge island that’s perfect for cooking or entertaining. An eat-in nook sits just off the kitchen, along with a formal dining room currently used as a home gym. One wing of the home is designed for flexibility—ideal for a mother-in-law suite, Airbnb rental, or private guest retreat. It includes a mini bar, a full bath, and an oversized bedroom/living area with its own built-in bar, plus another bedroom. On the opposite side of the home, two additional bedrooms await—one of which has been transformed into a giant walk-in closet, with the option to convert it back if desired. The outdoor living spaces truly complete the experience. A sparkling in-ground pool with rock fountain, hot tub, covered patio, and firepit area make this property as much about lifestyle as it is about square footage. This is not just a home—it’s where space, comfort, and everyday beauty come together.
Source: REALTRACS #3014674
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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