4411 Westerling Ct Powder Springs, GA 30127
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About this home
Price Reduction. Charming Home in Powder Springs - Perfect for You! This cozy house is ready for your personal touch to make it your own. With 3 spacious bedrooms and 2 bathrooms, it's the perfect place to settle in and enjoy. The inviting family room, complete with a warm gas log fireplace, is ideal for relaxing. The open kitchen with a roomy dining area is great for cooking meals or entertaining guests. Additionally, there's a finished bonus room in the basement, offering lots of possibilities, whether it's a home office, playroom, or extra storage! Step outside and enjoy the private, fenced backyard, with an open deck perfect for outdoor fun, gardening, or just unwinding after a busy day. This home offers great flexibility, whether you're a first-time buyer, looking for a cozy space of your own, or an investor seeking a fantastic opportunity. With no rent restrictions, it's a perfect fit for many needs. You will be close to great dining, shopping, schools, hospitals, and with easy access to the airport and downtown Atlanta. Homes like this don't last long. Don't miss out on this amazing opportunity! Schedule a showing today and start envisioning the possibilities of your new Home Sweet Home!
Source: FMLS #7603806
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.