442 Buffalo Creek Rd Carrollton, GA 30117
Your savings
About this home
Serene Country Living with Modern Comforts Welcome to Seven Oaks Farm - a peaceful retreat where rustic charm meets modern convenience. Nestled on a tranquil, sprawling lot in the heart of Carrollton, this stunning 7-bedroom, 6.5-bathroom home offers over 7,300 square feet of beautifully maintained living space. It's an ideal haven for families seeking space to grow, entertain, or unwind in comfort. Situated on 8 open acres of pasture land with mature oak trees providing ample shade, the property is perfect for horses, gardening, or simply enjoying the wide-open outdoors. Inside, the home features rich pine flooring on the main level, plush carpeting in the guest suites, and durable luxury vinyl plank flooring throughout the fully finished basement. The spacious kitchen includes an electric double oven, a propane gas cooktop, a built-in dishwasher, and a hammered copper sink - combining style and functionality. You'll find three propane gas fireplaces throughout the home, along with a propane furnace serving the main level and basement for year-round comfort. The home also includes: Three oversized garage bays on the main level, conveniently located near the kitchen One additional full-sized garage bay with basement access - perfect for tall vehicles, trucks, or extra storage Located less than 10 minutes from Carrollton's top shopping, dining, and medical centers (including Tanner Hospital), the property also offers easy access to outdoor adventures like boating, hiking, fishing, ziplining, and scenic trails. Whether you're dreaming of a quiet countryside lifestyle or a place to host and entertain, Seven Oaks Farm delivers the best of both worlds. Come experience the serenity for yourself.
Source: GAMLS #10549739
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.