442 Sea Captain Ln SW Supply, NC 28462
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About this home
Nestled at the end of a quiet cul-de-sac, this beautifully appointed home offers coastal living at its finest—just eight minutes from Holden Beach. Step inside to find inviting shiplap accents in both the living and dining rooms, adding warmth and character to the open-concept layout. The spacious kitchen is a true centerpiece, featuring a granite-topped center island with an undermount sink, elegant pendant lighting, and bar seating perfect for casual dining or entertaining. Bright white built-in cabinetry, a classic subway tile backsplash, and an etched-glass walk-in pantry door elevate both style and function. A cozy breakfast nook complements the kitchen, while a separate formal dining area provides space for larger gatherings. The expansive primary suite offers a peaceful retreat, complete with a large bedroom, double vanities with generous cabinetry, a walk-in shower, linen closet, and a roomy walk-in closet. Two additional bedrooms share a well-appointed full bathroom. Upstairs, a versatile bonus room with its own full bath can serve as an additional bedroom, playroom, media room, or guest suite. Modern conveniences include remote-controlled blinds on the front and back doors, a full alarm system, and an out-building that is fully wired—ideal for storage, a workshop, or hobby space. Extra concrete parking ensures plenty of room for vehicles, boats, or guests. Outdoor living shines in the beautifully landscaped yard, highlighted by white rock accents and palm trees that bring a coastal touch. The screened porch opens to a large fenced-in backyard featuring an inviting inground pool with stamped concrete detailed with turtles, plus a tanning ledge complete with waterfall and jets—perfect for relaxing or entertaining on warm summer days. This property blends charm, comfort, and convenience in a serene setting close to the beach—an ideal place to call home.
Source: NORTHCAROLINAREGIONAL #100541962
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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