4431 Ironwood Dr Chino Hills, CA 91709
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About this home
NEW PRICE!! Welcome to this charming and well-maintained 2 bedroom, 2 full bathroom home, nestled in a quiet, sought after neighborhood of the great city of Chino Hills. This home is ideal for anyone looking to be part of the Chino Hills area, with it's top rated school system. Step inside to find a bright and inviting living space with counter top bar, looking into the kitchen, perfect for entertaining or everyday living. Relax and keep cool with the newly installed AC unit as you cheer on your favorite team in your spacious living room. The Primary bedroom offers ample closet space and private bathroom. The Primary room is bright with plenty of light from the sliding doors which leads out to the generous sized backyard. Perfect for your morning coffee with the rising sun. Outdoors, enjoy your own private retreat. The grassy backyard is perfect for pets, play, or gardening. While the covered side patio creates an ideal hangout spot for your weekend BBQs or relaxing evenings. A long driveway provides plenty of parking for up to 4 cars. The 2 car garage would make a great workshop or even a "man cave". Walking distance to plenty of shopping and restaurants and even a bowling center. The community also has a swimming pool for those hot summer days and even a tot playground. Easy access to the 71 FWY and the 60 as well as the 91 FWY. Great for any commuters. Come by have a view and you'll want to make this your new home * Seller motivated and has found a replacement property.
Source: CRMLS #TR25218876
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.