4434 Creekside Dr Mulberry, FL 33860
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About this home
One or more photo(s) has been virtually staged. Welcome to 4434 Creekside Dr in Mulberry! This spacious 4-bedroom, 3-bathroom home offers 2,433 sqft of living space - providing plenty of room for family and entertaining. The home has been updated with new flooring throughout, fresh interior paint, and updated lighting fixtures. The kitchen features stainless steel appliances, and new quartz countertops. The master suite offers a large bathroom with two vanities, a soaking tub, a separate shower, and two walk-in closets. A sunroom connects to the master bedroom, with sliding glass doors leading out to the expansive backyard. Sitting on just over an acre, the fenced backyard provides ample space for outdoor activities and entertaining. New Roof installed. Additional highlights include an attached two-car garage and a dedicated laundry room. Located in the desirable Creekside community, residents enjoy access to a community pool - with low HOA dues of just $55/month. Call now to schedule a showing! Some photos in this listing have been virtually staged to help illustrate the property’s potential. No physical changes have been made to the property.
Source: STELLAR #TB8436482
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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