4444 Aqua Mirage St Sarasota, FL 34238
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About this home
NEW IMPROVED PRICE!! Seller Motivated GREAT OPPORTUNITY TO LIVE WHERE OTHER VACAY. **Impeccably Maintained 3BR/2.5BA Corner Unit Townhouse in Desirable Palmer Ranch** Welcome to one of the finest homes in *The Promenade at Palmer Ranch! This move-in-ready 3-bedroom, 2.5-bath CORNER UNIT with a 1-car garage offers exceptional comfort, style, and convenience. Located just 1/4 mile from the Legacy Trailhead and literally 15 minutes from Siesta Key Beach, top-rated schools, shopping, dining, I-75, and downtown Sarasota, this home checks every box. Inside, you’ll find a modern kitchen featuring granite countertops, stainless steel appliances, an oversized island with a breakfast bar, and a walk-in pantry. The open-concept living and dining area flows seamlessly onto a lanai and private patio, which overlooks a serene greenbelt with a majestic live oak—perfect for morning coffee or evening relaxation. Upstairs, the spacious primary suite offers two walk-in closets, a cedar-lined closet, and a spa-like en-suite bath with dual sinks and a walk-in shower. All bedrooms, plus the staircase, are tastefully appointed. An additional upstairs flex space is perfect for a home office, guest room, or reading nook. Other highlights include: * Beautiful and well-maintained Community pool just steps away * HOA includes water and sewer * Highly rated school district * The school bus stop is visible from the lanai * Ideal for full-time residence or seasonal retreat Don't miss this rare opportunity to own a beautifully maintained home in one of Sarasota’s most sought-after communities! **MOVING READY. HOUSE WILL BE VACANT AT CLOSING** Whether you're looking to grow your real estate portfolio, secure a rental-ready property, or a move-in-ready home with plenty of potential to make it your own, this is a can't-miss opportunity.
Source: STELLAR #TB8393329
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.