4444 Devinshire Fields Loop Plant City, FL 33567
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About this home
Don’t miss this beautiful home nestled in the exclusive Devinshire Estates, a small 27 house neighborhood in the heart of Plant City. This 2021 Highland Homes built beauty boasts four large bedrooms, three full bathrooms and a three car garage on .6278 of an acre in a quiet corner waiting for its new owners to call it home. The minute you step inside, you are immediately greeted by the den, perfect for a sitting room, formal living room, library or home office. Past that you will find yourself in the open and light and bright, living, dining and kitchen spaces, all open to each other for the perfect entertainer’s paradise. The kitchen is the heart of the home, with beautiful granite countertops, ample cabinets, stainless steel appliances and an oversized walk-in pantry located in the large laundry room just steps away. Surrounding the beautiful kitchen are four large bedrooms and three full bathrooms, including a Jack and Jill bathroom between bedrooms two and three. The primary bedroom has an en-suite with dual sinks and oversized walk-in closet with beautiful custom closet organizer installed. For the hobbyist at heart, the three car garage has custom epoxy flooring and a mini-split AC, making it the perfect workshop, gym space, climate controlled storage, or additional hang out space. If that’s not enough, in the large, fully fenced in backyard there is a large paver patio for entertaining, and you will also find a 12x30 foot shed (pre-wired for electricity) with so many possibilities. The Low-E Double Pane windows allow you to enjoy the natural light without feeling the added heat. The property also has a 50-amp hook up for a generator or RV and a whole house water filtration system with iron removal. Owners also opted for upgraded whole house radiant barrier during build to keep electricity costs down! Located in Plant City just down the street from zoned schools, shopping, dining and so much more, this is one you won’t want to miss!
Source: STELLAR #TB8444100
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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