4444 Swift Rd Apt 44 Unit 44 Sarasota, FL 34231
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About this home
ESCAPE THE FREEZE - YOUR WARM SARASOTA SANCTUARY AWAITS! This adorable studio is awaiting your arrival. Whether you are using it as a getaway or living here full-time. Here is a quaint little place to call home. This one bedroom one bathroom is the perfect size for While you're scraping ice off your windshield, you could be diving into the community pool! This stunning Sarasota condo is your ticket OUT of winter misery and INTO Florida's cultural crown jewel. 10 minutes to Siesta Key's world-famous white sand beaches - Community pool - swim in January! - Heart of Sarasota's renowned arts scene & world-class dining - Quick access to US-41 & I-75 - explore all of Florida! Championship golf courses & luxury shopping nearby. Sip coffee poolside in 75° weather, then catch a show at the acclaimed Sarasota Opera or dine at award-winning restaurants while your neighbors are shoveling snow! And only 90 minutes from Disney World. Embrace the lifestyle you've always desired in this picturesque Florida retreat. The area is a vibrant blend of attractions perfect for outdoor enthusiasts and culture seekers. Enjoy shopping and dining at UTC Mall, explore the lush Henderson Park, or discover marine life at Mote Aquarium. Experience the charm of St. Armands Circle and the pristine shores of Longboat Key and Anna Maria Island. For fishing enthusiasts, the Sunshine Skyway Fishing Pier offers stunning views. Sun-soaked Saint Pete Beach is ideal for relaxation, while IMG Academy trains aspiring athletes. Catch exciting spring training baseball games featuring the Pirates, Orioles, and Yankees nearby. Ready to trade blizzards for beaches and Broadway-caliber performances? Your sophisticated warm escape starts NOW!
Source: STELLAR #A4664749
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.