4457 Powderhorn Place Dr Clermont, FL 34711
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About this home
Welcome home to this meticulously updated and move-in-ready residence, perfectly situated within the sought-after, gated community of Hartwood Reserve. This property offers modern luxury and peace of mind thanks to a comprehensive list of recent upgrades including new ceramic tile throughout. The heart of the home, the kitchen, has been completely transformed with brand-new cabinets, stunning countertops, backsplash, and all new LG ThinQ appliances, making it a chef's dream. Ensure efficiency and comfort for years to come with a new HVAC system complete with ducts and insulation throughout. Embrace sustainable living and enjoy significant energy savings with new roof (2025), Water heater (2025), and solar panels (2020). The home's true Florida lifestyle shines in the backyard complete with a lime and avocado trees. Enjoy the privacy of a fenced yard, screened-in lanai, and extended paved patio, further enhanced by a stylish pergola, creating the perfect space for al fresco dining, entertaining, or simply relaxing. As a resident of Hartwood Reserve, you'll have exclusive access to a wealth of community amenities designed for an active and social lifestyle, including a pool, Clubhouse, fitness center, tennis courts, basketball courts, and a playground. This home perfectly blends modern updates, low-maintenance living, and premium community features. Don't miss your chance to secure your piece of paradise!
Source: STELLAR #O6351400
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.