4463 S Wildflower Pl Chandler, AZ 85248
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About this home
REDUCEED !!VOTED BEST ON TOUR!LAKEFRONT HOME in highly sought-after Gated Subdivision Laguna Cove in OCOTILLO Master-planned Community! TW Lewis-Primary Suite Downstairs~ 5 Bedroom /3.5 Bath.3 Car Garage! Enter to large open living room & dining room w/ soaring ceilings, 8 ft doors throughout and great natural lighting make this home feel light, bright & open! The Family room fireplace is enhanced w/ custom Stone Creek cabinetry & has great lake views! Excellent floorpan with luxurious downstairs Master suite and large ensuite-double vanities & custom spa-like(snail) shower. Open Kitchen w/ 42'' Cabinets, oversized double island w/ granite counters perfect for entertaining. Beautiful wrought iron banister /staircase to upstairs =4 more bedrooms.Enjoy waterfront living- incredible views! NEWLY PAINTED INTERIOR & NEW LIGHT FIXTURES!! Great curb appeal, and a beautifully landscaped backyard oasis featuring peaceful patio, a sparkling pebble tec pool w/ waterfall, a built-in BBQ, and deluxe misters for lounging by the pool and grilling area to keep you cool on warm Arizona days. Inside, you'll find elegant custom window treatments, including motorized roller blinds in the rear of the home that open and close with Alexa voice control. The cozy family room fireplace is enhanced with custom Stone Creek cabinetry and great views to water. Amazing Location!! Very Private lot with private wash on side maintained by the HOA. - Walk to Ocotillo Village Health Club & Spa, Ocotillo Golf Club, within walking distance of Chandler Traditional Academy. Top Rated Schools Hamilton High School, Basis Elementary, and Ira Fulton. Upscale dining, and convenient shopping and movie theaters. This home is perfect for families and golf lovers alike- LAKEFRONT HOME-STUNNING VIEWS, Amazing find !!
Source: ARMLS #6888929
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.