449 Citadel Dr Altamonte Springs, FL 32714
Your savings
About this home
One or more photo(s) has been virtually staged. **WELCOME HOME** Tucked away in the heart of Altamonte Springs, this beautifully UPDATED single-story BLOCK HOME delivers a light and bright floor plan designed for comfort, flexibility, and function – all with NO HOA! Enjoy peace of mind with major updates – including a **NEW ROOF** (to be installed before closing), UPDATED A/C (2020), and a NEWER WATER HEATER (2021). Step inside to find a desirable OPEN CONCEPT layout that makes everyday living and entertaining effortless. The large, modern kitchen anchors the home with a fresh color palette, STAINLESS STEEL APPLIANCES, a long breakfast bar, recessed lighting, and tons of cabinet storage – open on both sides to versatile living and dining spaces for easy flow. This home features TILE and LUXURY VINYL PLANK throughout, and delivers updated bathrooms and kitchen finishes, alongside the flexible living areas that can easily adapt to your needs - home office, playroom, or hobby space. The spacious PRIMARY SUITE provides a comfortable retreat, complemented by three additional bedrooms and a second full bath, perfect for family or guests. You will also appreciate the inside utility/laundry room for added convenience. The exterior offers space to relax and unwind in your large fenced backyard with mature landscaping adding to the privacy with a patio for outdoor dining, plus a COVERED and SCREENED FRONT PORCH for morning coffee or evening sunsets. Ideally located in the Weathersfield community, you are just minutes from SR 436 and I-4, with endless options for shopping, dining, and entertainment nearby, the bonus being zoned for “A” rated Spring Lake Elementary. This one checks all the boxes – updated, spacious, and MOVE IN READY. Schedule your showing today and make your next address (or investment!) Citadel Drive!
Source: STELLAR #O6354360
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.