45 Fairway Dr Shallotte, NC 28470
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About this home
Discover serenity and style in this beautifully renovated, truly one-of-a-kind modern Mediterranean oasis, located in the heart of Shallotte, NC. Centrally positioned within Brunswick County, this stunning 4-bedroom, 2.5-bath retreat offers the perfect balance of comfort, space, and coastal convenience just a short drive to multiple area beaches, shopping, dining, and golf courses. Set on approximately half an acre, the home is situated on an oversized homesite, providing ample outdoor space for relaxation, entertaining, or future personalization. Inside, you'll find a flowing open-concept layout filled with natural light and high-end finishes throughout. The kitchen is a true showstopper uniquely designed with custom cabinetry, upgraded appliances, and stylish finishes that make it both functional and fabulous for cooking and entertaining alike. The spacious primary suite offers a private haven with a luxurious en-suite bath, while the additional bedrooms provide flexibility for guests, a home office, or a growing family. Every detail of this home has been thoughtfully curated to create an inviting, move-in-ready sanctuary. Located in a well-established community with no HOA, you'll enjoy the freedom of homeownership without the fees or restrictions. However, residents also have the luxury option to opt in and enjoy access to a community pool offering the best of both worlds. Whether you're looking for a full-time residence, a second home, or a stylish coastal escape, this one-of-a-kind property combines design, location, and lifestyle in a way that's truly unmatched.
Source: NORTHCAROLINAREGIONAL #100506766
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.