45 Lob Wedge Ln Bunnell, FL 32110
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About this home
3-Bedroom Smart Home with Bonus Room in Grand Reserve – Gated Golf Community! Discover this 3-bedroom, 2-bath home with a bonus room in the sought-after Grand Reserve – The Lynx! Located in a gated golf community, this home features an open-concept floor plan designed for modern living. Residents enjoy top-notch amenities, including a pool, tennis courts, pickleball, a basketball court, a gym, and a clubhouse. Kitchen & Living Space The chef’s kitchen boasts stainless steel appliances, 42-inch white cabinetry, Corian countertops, a large pantry, and a spacious island—perfect for entertaining. The kitchen-dining combo provides a cozy dining space. Love cooking with gas? This home has it! The open-concept layout allows you to cook in the kitchen while easily chatting with guests in the living room, making it ideal for gatherings and family time. The inviting living room and kitchen feature beautiful ceramic wood tile flooring, adding warmth and durability to the space. A ceiling fan enhances the cozy and welcoming ambiance. Bedrooms, Bathrooms & Bonus Room The split-bedroom layout ensures privacy. The primary suite offers large windows with preserve views, a walk-in closet, and an en-suite bath featuring dual sinks, a walk-in shower, and a linen closet. The secondary bedrooms include ceiling fans and ample closet space, sharing a three-piece bath with a tub/shower combo. All bedrooms are carpeted for extra comfort. A bonus room with French doors features luxury vinyl flooring, making it the perfect space for a home office, TV room, or playroom. Outdoor & Additional Features Screened lanai overlooking the serene preserve—sit back, relax, and watch the deer run through the trees. Privacy fencing on both sides, with wrought iron fencing in the back for unobstructed views of nature and wildlife. Brick paver patio for additional seating. Laundry room with extra cabinet storage. AO water softener & tankless water heater for energy efficiency. Irrigation system using reclaimed water, allowing you to water your grass at no charge. Don’t miss the opportunity to own this beautiful home in a highly desirable community!
Source: STELLAR #FC308053
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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