450 Peck St Kyle, TX 78640
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About this home
Tucked away on a private 0.50-acre lot and backing to 5 acres of protected green space, this Hill Country retreat offers a rare combination of seclusion, scenic views, and future potential. The panoramic backdrop is truly one-of-a-kind, delivering natural beauty and unmatched privacy in a serene gated setting. Whether you're planning your next project or simply enjoying the peaceful surroundings, this property offers a lifestyle with long-term value. Inside, you'll find 4 generously sized bedrooms, 3 full baths, and a dedicated study that could easily serve as a 5th bedroom. Stylish upgrades include quartz countertops, a sleek waterfall island, modern kitchen appliances, French doors leading from the primary suite to the backyard, and fresh interior paint throughout. The home has been meticulously maintained and also features energy-efficient LED lighting, new HVAC ductwork with a dehumidifier, and a spacious 3-car garage with epoxy floors, 220V outlets, built-in storage, and its own mini-split HVAC system—bringing the total conditioned square footage to 3,180. Additional highlights include one electric meter, one water meter, and a 9-zone sprinkler system to support future expansion. The adjacent lot with an in-ground pool is also available for purchase (MLS #8241211). Located in a quiet, gated community with a low 1.78% tax rate, this exceptional property is just 25 minutes from Austin-Bergstrom Airport, 15 minutes to Kyle Marketplace and Costco, and 30 minutes to downtown Austin—offering the perfect balance of Hill Country tranquility and city convenience. Schedule a showing today!
Source: ACTRIS #8129790
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.