4500 Dakota Point Ct Kissimmee, FL 34746
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About this home
One or more photo(s) has been virtually staged. Welcome to this magical home just minutes from Disney World! This 5-bedroom, 3-full-bath, 2-car garage pool home offers 1,546 sq. ft. of move-in ready living with luxury vinyl plank flooring, fresh paint, stainless steel appliances, and updated fixtures. Nearly $70,000 has been invested in updates, upgrades, and brand-new furnishings—all included! Major Updates & Features: 7 beds, fully furnished: living room sectional, dining table, new suspended LED lighting, each bedroom includes beds, nightstands, decor, TV, and Nest alarms New irrigation system, pool heater, and privacy fence New cabinetry in the kitchen Full interior remodel of ceiling and walls Converted garage into insulated 5th bedroom with separate mini-split AC Remodeled bathrooms, including a 3rd bathroom in the living room with new plumbing to make it a full bath Partially covered outdoor patio with pool furniture included Smart home features: Nest door lock, thermostat, smoke/co alarms Enjoy vaulted ceilings, a split-bedroom floor plan, and no rear neighbors. The screened-in pool overlooks a peaceful pond—perfect for relaxing or entertaining. The community offers resort-style amenities, including a pool, tennis court, playground, and picnic areas. Located in Phase 3, this property allows short-term rentals and is currently earning up to $3,500 each month (rental records available). Just minutes from Disney World, Disney Springs, and countless attractions, this home is ideal as a primary residence, vacation retreat, or income-producing investment.
Source: STELLAR #A4666424
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.