4501 Keene Rd Plant City, FL 33565
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About this home
Welcome to your private sanctuary nestled on 4 expansive acres of tranquil country land. This distinctive three-story stilt home offers a perfect blend of comfort and practicality. With 3 spacious bedrooms, 3.5 bathrooms, and an array of remarkable features, this property is ideal for those seeking a peaceful, yet functional, retreat. The home is constructed with cedar and enclosed with siding. It's built on concrete pillars for a sturdy foundation. Let's not forget to mention, it survived Hurricane Milton without an issue! **Key Features:** The home is elevated on stilts, offering breathtaking views of the surrounding landscape and an added layer of privacy. The spacious bottom floor features 40x40 in pavers, providing a durable and easy-to-maintain space perfect for entertaining or outdoor activities. Enter the home and ascend up the beautiful wooden stairs. The 2nd floor includes a fully-equipped kitchen, a half bath, expansive living and dining areas, and direct access to porches overlooking the front and back yards - perfect for quiet evenings. The 3rd floor is where you'll find the primary bedroom with en suite, a full bath and 2 additional bedrooms. *Private Entry*: A solar-operated entry gate provides added security and convenience, ensuring that only those you invite can access your property. *Well & Septic Systems*: The home is equipped with its own well and septic system, ensuring independence from municipal services. *Garage and Workshops*: In front of the home, you’ll find a large garage/shop area, perfect for storing tools, equipment, or creating your own workshop space. Also in front, a spacious 3-bay metal open shed awaits, featuring a 50-amp hookup, to accommodate your RV, boat, or golf cart. In the back, you'll find a big shop that's 40'x60' under roof with an overhead lift system and 2 enclosed rooms for storage. There are also various other sheds on the property for entertaining and storage! *Lift Elevator*: The home features a lift elevator for added convenience that goes to all floors of the home, making it easy to transport groceries, luggage, or other heavy items between floors. *A Piece of Paradise*: Set on 4 acres, this country estate offers ample space for outdoor living, entertaining, gardening, or simply enjoying the natural beauty surrounding you. Whether you’re looking to unwind after a long day or create the perfect backyard oasis, this property has room to grow and dream. This one-of-a-kind home combines modern conveniences with the serenity and charm of country living. With a focus on security, sustainability, and comfort, this is the perfect property for those looking to enjoy the best of both worlds. Contact us today to schedule a private tour and experience this exceptional estate for yourself.
Source: STELLAR #TB8334342
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.