4508 River Rock Rd Marion, TX 78124
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About this home
Impressive curb appeal, soaring ceilings, and stunning interior finishes set the tone for this standout residence in the desirable Harvest Hills community. With 4 bedrooms, 3.5 baths, and over 3,200 square feet of thoughtfully designed living space, this home offers the perfect blend of sophistication and comfort. Step inside to a bright, open-concept layout anchored by a show-stopping kitchen—featuring a massive granite island, abundant cabinetry, stainless steel appliances, and a sleek vent hood that ties it all together. Rich lvp flooring, beamed ceilings, and oversized windows enhance the home's natural elegance, while multiple living and dining areas provide flexible functionality. The spacious primary suite is a peaceful retreat with a dramatic wall of windows, tray ceilings, and a spa-inspired en suite bath with dual vanities, a soaking tub, and a walk-in shower. Secondary bedrooms are generously sized with ample closet space and designer details. Step outside and you’ll find one of the home’s true highlights: a covered outdoor living area complete with a stone fireplace, string lighting, and space to dine, unwind, or soak in the hot tub. Best of all, the home backs to green space with no rear neighbors, offering added privacy and a peaceful backdrop for outdoor entertaining. Situated on a .32-acre lot with a 3-car garage and access to community amenities, this home checks all the boxes for luxury living in a relaxed Hill Country setting.
Source: CENTRALTEXAS #581643
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.