4509 Martinwood Dr Haymarket, VA 20169
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About this home
Charming Updated Split Foyer on 1 Acre in Haymarket, VA Nestled on a beautifully landscaped one-acre lot in western Prince William County, this updated all-brick split foyer offers the perfect balance of modern living and timeless charm. Located just off Waterfall Road, the home boasts a bright and open main level with refinished hardwood floors, creating a welcoming space for gatherings of friends and family. The tastefully remodeled kitchen and bathrooms add a contemporary touch, while the spacious lower-level recreation room with a brick hearth and fireplace provides a cozy retreat. Sliding glass doors lead to a deck that overlooks the custom in-ground Gunite pool, making it an ideal home for entertaining and outdoor living. Practical features include an oversized carport, newly resurfaced--paved asphalt driveway, ample off-street parking, a utility shed, and a fully fenced backyard for privacy. A covered front porch spanning the length of the home adds classic curb appeal and a perfect spot to enjoy the peaceful surroundings. With easy access to commuter routes 15 and I-66, this property offers the serenity of rural living while being just minutes from the Town of Haymarket and Gainesville’s Promenade with shopping, dining, and entertainment. Don’t miss the chance to make this special home your own — a private retreat that offers both convenience and comfort!
Source: BRIGHT #VAPW2103206
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.