45107 Booth St Callahan, FL 32011
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About this home
Prime location in sought after Callahan - and listed BELOW appraised value! Check out this spacious 3 bed/2.5 bath - 2 story home. Upon entry, you'll find a generous living room, separate dining room and a white kitchen including eat in space and breakfast bar. The first floor also features the sizable primary bedroom with a walk in closet, dual vanities, private water closet and separate walk in shower and soaking tub. Make your way up the airy staircase featuring a large window letting in tons of natural light to find 2 additional bedrooms and a full pass through bathroom. ''Jack and jill styled'', the bathroom is en suite to one bedroom and has access to the hallway from it's other end - and includes 2 separate vanity areas and a shared shower/tub combo. The 2 upstairs bedrooms each have access to the adorable balcony overlooking the front of the home. Outside you have tons of options - fully fenced for privacy with white vinyl fencing,
Source: REALMLS #2112359
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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