452 Crows Nest Ln Sneads Ferry, NC 28460
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About this home
Luxury Waterfront Living! This gorgeous canal-front home welcomes you with its inviting curb appeal, sprawling porches, and a setting that captures the essence of waterfront living! Situated along a peaceful canal with direct access to the Intercostal Waterway, this home is the perfect blend of style and serenity. Upon opening the front door, you are met with a stunning entryway footed with pristine Alpine Ash LVP flooring and complete with crown molding. The foyer offers views into the living room and kitchen...ideal for entertaining! This immaculately maintained home offers everything on your wish list! Elegance meets functionality in this homes kitchen which features stainless steel appliances, white cabinetry, Silver Frost granite countertops, and recessed lighting. The split floor plan offers the perfect amount of seclusion for the Primary Bedroom. The spacious bonus room on the first floor (not included in square footage) offers endless possibilities - ideal for a home office, gym, or guest retreat. Enjoy your morning coffee or evening breeze on the sprawling front or back deck (overlooking the 200+ft of waterfront views). Whether you're looking for a full-time residence or a coastal getaway, this canal-front gem offers both charm and convenience in a stunning waterfront setting.
Source: NORTHCAROLINAREGIONAL #100512173
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.