4520 Baldwin Ave Moore, OK 73160
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About this home
****MOVING CAN BE SCARY, LET US TAKE CARE OF YOUR CLOSING COSTS OR BUY YOUR INTEREST RATE DOWN! ***RESTRICTIONS APPLY*** ($5,000.00) HOME IS ASSUMABLE! Welcome to this stunning home set on a rare half-acre lot in town. Here you’ll enjoy the perfect balance of convenience and privacy — close to shopping, dining, schools, and everyday essentials, yet with enough space to stretch out, garden, or enjoy the peace of your own backyard. Inside, the thoughtfully designed single-story layout offers comfort and flexibility for every lifestyle. The bonus room is tucked away on the main floor, making it ideal for a game room, home office, fitness area, or guest space. The split bedroom design provides privacy, with a spacious primary suite on one side and additional bedrooms on the other. You’ll also find 2 full bathrooms and a half bath, plus a dedicated study or a 4th bedroom that’s perfect for flexibility. The heart of the home is the oversized kitchen, complete with the latest countertops, custom cabinetry, and wood-look tile flooring. Whether you love to cook or just love to gather, this space is ready for entertaining family and friends. Practicality meets style with a 3-car garage, offering plenty of room for vehicles, hobbies, or extra storage. Beyond your front door, you’ll have access to a welcoming community that includes a park, playground, and scenic walking trails, giving you endless opportunities to connect, relax, and explore. This home is more than just a place to live — it’s a place to create memories, entertain with ease, and enjoy the lifestyle you’ve been dreaming of. Your Style. Home. Story. ****ASK US ABOUT OUR SELLER INCENTIVES***
Source: MLSOK #1187406
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.