453 Tulip Way Lexington, SC 29072
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About this home
Discover a home that combines style, space, andfunctionality in the heart of Lexington, SC. Located in a sought-after neighborhood, this property offers an exceptional living experience with featuresdesigned to meet a variety of lifestyle needs. From its inviting curb appeal to the thoughtfully finished walk-out basement, every detail of this home has beencrafted with care.Step inside to find a spacious and well-lit interior that effortlessly blends modern convenience with timeless charm. The main living areasare perfect for gathering with family and friends, featuring an open-concept design that flows seamlessly from the living room to the dining area and kitchen.The kitchen is equipped with sleek countertops, ample cabinetry, and contemporary appliances—ideal for preparing meals or hosting guests.The home’sbedrooms provide comfort and privacy, while the bathrooms are tastefully updated with stylish fixtures and finishes. The primary suite serves as a privateretreat, offering generous closet space and an en-suite bathroom designed for relaxation.One of the standout features of this property is the fully finishedwalk-out basement. This versatile space opens up endless possibilities—it could be used as a media room, home gym, playroom, or even guest quarters.With direct access to the backyard, it adds an extra layer of convenience and functionality to the home.Outside, enjoy a backyard designed for both leisureand entertainment. Whether you’re hosting a barbecue or simply unwinding after a long day, this outdoor space provides plenty of room to make memories.The property also includes ample parking and storage options to accommodate your needs.Conveniently located near shopping, dining, schools, and parks,453 Tulip Way offers both tranquility and accessibility. It’s more than just a house—it’s a place to call home.Disclaimer: Square footage is approximate andshould be independently verified by the buyer. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.
Source: COLUMBIASC #619362
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.