4532 Harwood Rd Colorado Springs, CO 80916
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About this home
Welcome Home!! This charming 3-bedroom, 1.5-bath tri-level home offers a thoughtfully designed 1,128 sq. ft. floor plan filled with tasteful, smart updates. This home has been loved and very well taken care of. It definitely feels brand new, crisp and clean. Upon entering the front door, you'll be greeted with a freshly painted interior. Enjoy an updated kitchen featuring granite countertops, stainless steel appliances, a brand new (never used) dishwasher, a deep seamless sink , newer cabinets including a corner lazy susan cabinet, and pantry closet. The vaulted ceilings on the main level create a bright, open feel in the kitchen and living room. The upper level boasts a remodeled full bath with custom tile work, updated vanity & fixtures. Also located upstairs -the primary suite, and a second bedroom. Downstairs, you’ll find a third bedroom, an office/den flex space , and half bath/laundry room combo.2025 A brand new furnace just installed! 2024 New Gutters with gutter screens! 2025 Roof inspected by licensed roofing company that provided a 5 yr roof cert!! Outside, relax on the spacious front deck or enjoy the huge 15,434 sq. ft. (.35 acre) lot with a xeriscaped front yard and plenty of room for RV/Boat parking. Strolling to the fully fenced backyard you'll find endless options for gardening, landscaping, entertaining, and maybe even a pool as well as two storage sheds! Conveniently located a stones throw away from the entrance to the award-winning multi-purpose Panorama Park .You’ll have easy access to trails, open spaces, bike challenge course, picnic areas, playgrounds, basketball courts, etc. This move-in-ready home combines comfort, style, and convenience in one perfect package!
Source: PPMLS #8018981
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.